Trust Score Check

How the 0 to 100 score is worked out and how to look someone up.

Every borrower gets a Trust Score from 0 to 100, from loans between members only.

What counts

• Payments made on time (within 3 days' grace), and late or missed payments.
• Anything overdue now, and loans repaid in full.
• Lenders' star ratings, a verified phone and two-step sign-in.

Forgiven loans count neither way. Loans between accounts that share a phone number or bank account do not count.

The labels

Excellent (80 and above), Good (65+), Fair (50+) or Poor. Someone with no loan history has no score yet.

Looking someone up

Open Trust Score Check and type their Amaanah ID (up to 20 look-ups a day). They see how many times they were looked up, but not by whom.