More time, and changing the terms
Request an extension, or propose new terms that the other side approves.
Asking for more time (borrower)
Press Request extension, choose the whole loan or one payment, propose a new date and give a reason. If the lender approves, the new date shows everywhere and the original stays visible ("originally …").
Changing the terms (either side)
Press Change terms to change the total, the payment frequency or the payment amount, or to add terms. Nothing changes until the other side approves, and then a new version of the agreement is recorded.
A lender who wants to give more time uses Change terms.
Requests not answered within 14 days expire. Each request has its own CHG- ID.